Exploring the market-level modularization of financial services through case studies featuring new models that are emerging, how they are coming about, and what they mean for the financial inclusion of low-income people in emerging markets and developing economies.

This case study draws upon management consulting literature to assess digitalization strategies and evaluates three leading financial organizations in Morocco, Kenya and Ghana against this framework.

The objective of this study is to explain the role Al-Amal Microfinance Bank online services played amid the pandemic.

In Kenya, the trend of divergent impact continues, with macroeconomic resilience masking sustained inequalities and divergence in recovery.

Through real examples of implementation experiences across FSP partners, this guide unpacks six key strategies that financial inclusion-focused institutions need to keep in mind as they progress down the path of digital transformation.

A look at the increasingly important role of mobile technology in digital financial services

Sharing insights from the process of helping MFIs digitalize their field operations

Addressing technical, operational and regulatory challenges to provide a streamlined journey

Opportunities, challenges and way forward

Guidance on the cultural and interpersonal aspects of this process for MFIs