All Publications
Addressing Financial and Digital Literacy Challenges for Inclusive Finance
This paper investigates strategies of European microfinance institutions and inclusive fintech organizations to address financial and digital illiteracy among vulnerable customers.
The Promises of Digital Bank Accounts for Low-Income Individuals
This study tests the extent to which the promises of digital modes of payment, increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals, are fulfilled.
The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of the Dominican Republic
This case study offers an overview of the current state of women’s financial inclusion in the Dominican Republic.
Solidarity in Saving: Listening to Women's Needs During Crises
Based on 3,822 (majority women) VSLA member interviews, this brief represents quantitative data from Burundi, Colombia, Côte d’Ivoire, Ethiopia, Mali, Niger, and Vietnam.
Building Value in Microfinance Through Digitization: Lessons from Loan Automation Pilots
To address the hope and frustration brought about by digitization, CGAP identified and tested five core principles for successful implementation.
Developing an Impact Monitoring System for Sida’s Guarantee Instrument
This publication shares key learnings from case studies from Guatemala and Bosnia and Herzegovina and illustrates their contribution to co-designing an impact monitoring system for Sweden’s guarantee instrument.
The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Peru
This case study offers an overview of the current state of women's financial inclusion in Peru.
2023 Microfinance Index Report
Based on interviews with over 32,000 borrowers in 32 countries spanning Asia, Africa, and Latin America, this report explores the impact of microfinance on the lives of some of the world's most marginalized communities.
Open Banking and Inclusive Finance in the European Union: Perspectives From the Dutch Stakeholder Ecosystem
This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.
Child Labor, Rainfall Shocks, and Financial Inclusion: Evidence From Rural Households
This paper explores how rural Colombian households respond to rainfall shocks by shifting children's time from school to domestic activities, with the impact on education mitigated or exacerbated by financial inclusion measures.