This report shares important insights about the benefits of Village Savings and Lending Associations transitioning from paper to digital ledgers using the DreamSave app.

Building on a 2020 GSMA study which showed that PAYG solar energy customers use mobile money significantly more than other mobile customers, this study looks at 120 in-depth interviews to understand the reasons behind customers' increased usage of mobile money.

Findings based on quantitative and qualitative research conducted over the phone (questionnaires and in-depth interviews)

Findings from multi-country, multi-operator study in Africa

Leveraging PAYGO to increase solar energy access in MFI-solar distributor partnerships

Highlighting key challenges in linking cash transfers to financial inclusion

This report compiles all the learnings from five years of market development in three countries. It brings forth the voices of customers and the stakeholders with whom UNCDF engaged.

The case study of Al Majmoua in Lebanon

How do refugee households deal with their daily financial challenges?

Summary of recommendations for the Graduation Approach pilot