Financial Inclusion in Indonesia

East Asia and Pacific

Indonesia is a country in East Asia and Pacific. On this country page, you can find key financial inclusion knowledge resources and data available specifically for Indonesia, including the latest publications, news and events. 

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Key Financial Inclusion Data

The charts below, based on the latest available Global Findex data, explore key financial inclusion trends in Indonesia. Find out how the country compares to others in the region and across the globe on important aspects of financial inclusion such as account ownership and usage, the gender disparity in financial inclusion and financial resilience.
 

Account Ownership

Percent of adults age 15+ with an account at a financial institution or through a mobile money provider. Regional data excludes high-income economies.

Source: Global Findex Database

Gender Gap in Account Ownership

Percent of adults age 15+ with an account. Regional data excludes high-income economies.

Source: Global Findex Database

Use of Financial Services

Percent of adults age 15+. Regional data excludes high-income economies.

Source: Global Findex Database

Publications

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Case Study

Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises

This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

Malika Anand, Alexander Sotiriou, David Kruijff, Swati Sawhney
CGAP
Paper

Can Public Credit Schemes Improve Access to Finance for Small Businesses?

This paper studies how subsidized credit and partial credit guarantees shape access to finance for micro and small businesses in Indonesia. 

Salman Alibhai, Hillary C. Johnson, Cecile Thioro Niang, Francesco Strobbe
World Bank
Paper

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

For digital payments to be meaningful for farmers, the study finds that digitization needs to be strongly linked to access to a broader suite of financial services, to unlock farm investments and smooth day-to-day consumption. 

Isvary Sivalingam, Aliyyah Sarastita, Juliette David, Ekaterina Diakonova
Better Than Cash Alliance

News & Events

Members of the financial inclusion community contributed the following news and events.

News

Indonesia: Encouraging Economic Growth, OJK Launches Roadmap of Microfinance Institutions 2024-2028

additiv and PT Syailendra Capital to Boost Financial Inclusion in Indonesia

/ IBS Intelligence

Krom Bank Accelerates Financial Inclusion in Indonesia With AWS Cloud

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