All Publications

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Guide / Toolkit

Open Finance Self-Assessment Tool and Development Roadmap

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

Paper

Carping Critics and the Microfinance Conundrum

Based on its recent impact assessment study of Cambodian microfinance, M-CRIL has written two advisory notes which examine the validity of some of the sensational international headlines and propose reform measures for the sector.

Paper

Feasibility Study on Climate Risk Insurance in Senegal

This study examines the growing impact of climate induced disasters on the agriculture sector in Senegal and explores financial gaps that could feasibly be filled through climate risk insurance solutions.

Paper

An Impact Assessment of Microfinance in Cambodia

This impact assessment aims to understand the success and overall impact of the microfinance sector since the start-up of the microfinance program in Cambodia up to today.

Paper

Improving Financial Health in Cambodia's Garment Sector Through Responsible Wage Digitalization: Benefits for Women and Business

This report sets out the results from supporting 17 garment factories in Cambodia with over 25,000 workers, 85 percent women, with wage digitalization, and enabling workers to access, use and benefit from their accounts.

Slide Deck

Digital Finance Consumer Risks: Senegal National Study

To understand digital finance consumer risks in Senegal and in the West African Economic and Monetary Union, this slide deck shares an overview of the risks digital financial service users faced in the past year in Senegal.

Paper

Land Titling and Microcredit in Cambodia

This paper explores the neoliberal-oriented theory of change based on the possession and use of private individual land titles by the poor. The theory is tested in Cambodia, where the development of the microcredit sector has been facilitated by the extensive use of land titles as collateral.

Paper

Promoting Sustainable and Responsible Finance in Cambodia Through the Cambodian Microfinance Association

This document provides a comprehensive overview of ADA’s support for the development of the Cambodian microfinance sector from 2008 to 2022, including key results, lessons learnt and impact.

Slide Deck

Global Landscape: Data Trails of Digitally Included Poor (DIP) People

This reading deck puts a spotlight on the specific data trails generated by digitally included yet poor people, the sources of these data trails, and variations of data trails across different segmentations.

Paper

Finance for All: A Practical Guide to Disability Inclusion for Financial Services Providers in Cambodia

This manual provides guidance for financial services providers to make their products and services accessible for all clients, including those with disabilities.