All Publications
FinTech and Digital Financial Services Ecosystem Data for Supervision and Market Intelligence
This report aims to guide regulators and central banks in adopting ecosystem-based data collection approaches, offering practical insights and a standardized taxonomy for enhanced decision-making, supervision, and the pursuit of financial inclusion goals.
Open Banking and Inclusive Finance in the European Union: Perspectives From the Dutch Stakeholder Ecosystem
This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.
Supervisory Implications of Artificial Intelligence and Machine Learning
This Note describes some of the uses of artificial intelligence and machine learning by financial institutions; considers the supervisory responses to such uses; and highlights some ways in which supervisory authorities can themselves use AI and ML to improve the effectiveness and efficiency of supervision.
Fintech and Financial Inclusion in Latin America and the Caribbean
This paper analyzes how governments can leverage rapid expansion of fintech activities to drive financial inclusion in the region.
The Prospects and Dangers of Algorithmic Credit Scoring in Vietnam: Regulating a Legal Blindspot
This study argues that adequate regulation is vital to delivering big data and machine learning's promises in financial services while ensuring fairness and public interest.
The Global COVID-19 Fintech Regulatory Rapid Assessment Study
Assessing how central banks and other financial regulators are responding to the challenges of COVID-19