Exploring the market-level modularization of financial services through case studies featuring new models that are emerging, how they are coming about, and what they mean for the financial inclusion of low-income people in emerging markets and developing economies.

This study explores consumers' experience  with digital cash transfers, and supports policy recommendations to improve the effectiveness of G2P payments and future financial  inclusion.

Findings based on a longitudinal survey in Colombia, India, Indonesia, and Nigeria

This Focus Note reveals three distinct journeys country stakeholders have taken to extend the reach and quality of rural agent networks in China, Colombia, India, Indonesia, and Kenya.

Detailed country case studies on the agent network journey

Review of supervisory practices in countries with large and diverse agent networks

Designing efficient public-private partnerships in the insurance sector

Analyzing trends in the use of savings accounts among youth

Designing effective health microinsurance schemes at best prices

Presenting results from a pilot study of youth savings accounts in four countries