All Publications

Showing 1 - 10 of 210
Case Study

Responsible Agricultural Practices of a Cocoa Buying Company in Ghana

This case study shares extensive recommendations to the trader, its financial investors, the government, and other stakeholders based on the findings. 

Paper

An Introduction to the Small Firm Diaries

The Small Firm Diaries is a global research initiative to better understand small firms in low-income neighborhoods of developing countries, especially the barriers to growth such firms face, through high frequency quantitative and qualitative data collection (“financial diaries”).

Paper

The Impact of Mobile Money Interoperability on Financial Inclusion

This report assesses the impact of mobile money interoperability by considering the economic literature on interoperability more generally and utilizing a case study approach in five mobile money countries: Ghana, Kenya, Malawi, Rwanda and Tanzania.

Paper

The Promises of Digital Bank Accounts for Low-Income Individuals

This study tests the extent to which the promises of digital modes of payment, increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals, are fulfilled.

Paper

Ghana Climate Risk Assessment for Subnational Adaptation

This study seeks to understand exactly what risks are most likely to threaten individual districts in Ghana, and to support the future planning of climate adaptation activities.

Slide Deck

Solidarity in Saving: Listening to Women's Needs During Crises

Based on 3,822 (majority women) VSLA member interviews, this brief represents quantitative data from Burundi, Colombia, Côte d’Ivoire, Ethiopia, Mali, Niger, and Vietnam.

Guide / Toolkit

A Technical Guide to Unlock Agent Networks at the Last Mile

This guide outlines five key actions for digital financial service providers, regulators, and funders to expand rural Cash-In and Cash-Out agent networks based on CGAP's global experience.

Paper

Indigenous Financial Service Research in Kenya, Ghana, and Togo

MSC conducted qualitative research in Kenya, Ghana and Togo and found that Indigenous Financial Services (IFS), such as rotating savings and credit associations (ROSCAs), informal moneylenders and burial societies play a critical role in driving access to finance for micro and small enterprises (MSEs).

Paper

Women Agents for Financial Inclusion: Exploring the Benefits, Constraints, and Potential Solutions

This working paper explores the benefits of having more women agents, the challenges they face, and potential solutions to promote their participation in the DFS ecosystem.

Paper

Child Labor, Rainfall Shocks, and Financial Inclusion: Evidence From Rural Households

This paper explores how rural Colombian households respond to rainfall shocks by shifting children's time from school to domestic activities, with the impact on education mitigated or exacerbated by financial inclusion measures.